---
title: How AutoPay works on your Keep card
description: AutoPay lets you set and forget your card payments. Choose whether to pay your full balance automatically or just the minimum amount — and update it any time before your due date.
---

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# How AutoPay works on your Keep card

AutoPay lets you set and forget your card payments. Choose whether to pay your full balance automatically or just the minimum amount — and update it any time before your due date.

### In This Article

- **What is AutoPay?**
- **How do I set up my AutoPay preference?**
- **How do I change my AutoPay preference?**
- **Frequently asked questions**

### What is AutoPay?

AutoPay is the automatic payment feature for your Keep card. Based on the payment option you select either full balance or minimum payment. We’ll automatically debit your linked account on your due date.

- **Full Balance**: We’ll collect your full statement balance
- **Minimum Payment**: We’ll automatically collect just the minimum due. The remaining balance will be converted into a 12-month repayment plan. You’ll pay off the remaining balance in weekly installments with added fees.
  
  ![11](https://help.trykeep.com/hs-fs/hubfs/11.png?width=688&height=430&name=11.png)

### How do I set up my AutoPay setting?

You’ll be asked to choose your setting during onboarding or when activating your card. You can always update this later on from the **[Payments](https://app.trykeep.com/payments)**tab on your dashboard.

**To update your AutoPay preference:**

1. Go to the [**Payments**](https://app.trykeep.com/payments) tab in your dashboard
2. Click the **View** button (under your AutoPay setting)
3. In the **AutoPay settings** window, click **Edit**
4. Select your new payment option and click **Save**

> Your changes will take effect starting with your next due date.

![122](https://help.trykeep.com/hs-fs/hubfs/122.png?width=688&height=469&name=122.png)

### Frequently Asked Questions

**Can I stop AutoPay and pay manually?**

No. One of the two AutoPay options must always be selected, full balance or minimum payment.

**Can I switch between full balance and minimum payment?**

Yes, anytime before your due date.

**Will I be reminded before my payment is processed?**

Yes. We’ll send you a reminder 3 days before your due date.

**I forgot to set my AutoPay to minimum payment. What’s the latest I can make this change?**

You can update your AutoPay preference up to **one day before your due date**.

**Can I pay back early?**

Yes, you can always pay early. Refer [to this article](https://help.trykeep.com/how-the-minimum-payment-setting-works?hsLang=en) for all payment options.

**Can I change the 12-month plan to a different term?**

No, the repayment plan is fixed at 12 months. However, you're free to pay off the balance early at any time.

### Need more help?

Need help choosing your AutoPay setting? Contact us at [support@trykeep.com](mailto:support@trykeep.com) or reach out from your dashboard.

- [Cards](https://help.trykeep.com/cards?hsLang=en#main-content)

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