Reviewing your outstanding balance and available credit is essential for managing your spending and making timely payments. Your Keep dashboard provides an easy way to view and understand these balances, helping you stay on top of your financial activity.
This guide will show you how to understand and manage your outstanding and available balance.
Before You Get Started
Make sure you have your Keep account login details handy, as you will need to access your dashboard to review your balances. Once logged in, go to the Home section.
Review Your Balances
On this page, you’ll find the following important information:
1. Total Outstanding Balance
This is the total amount you currently owe. It includes:
- Cards Balance: The amount charged to your cards that has not yet been paid.
- Statement Extension Balance: This shows any amounts you’ve deferred to pay at a later date through a payment plan.
For more information about statement extensions, read this Help Center article.
2. Available Credit
This is the amount of credit still available for you to use. It's calculated by subtracting your outstanding balance from your total credit limit.
3. Total Credit Limit
This is the total amount of credit available across all your cards. It represents the maximum amount you are allowed to spend using your Keep cards.
Please Refer to the image above for a visual guide to where you can find the Total Outstanding Balance (1), Available Credit (2), and Total Credit Limit (3) on your Keep dashboard.
Frequently Asked Questions
- How can I increase my available credit?
You can increase your available credit by making payments toward your outstanding balance. Once the payment is processed, your available credit will automatically adjust. - How often is my outstanding balance updated?
Your outstanding balance updates in real-time, reflecting all transactions and payments as they are processed. - Can I request a credit limit increase?
Yes! Contact your account manager if you want to explore increasing your credit limit. They can help assess your business needs and discuss eligibility.
Need more help?
If you have further questions or need assistance with your account, feel free contact our support team at support@keep.com. We're here to help!