Keep allows you to tailor your spending power to fit your business needs. If you already have a Keep secured card and want to add more to your deposit, or if you’re using an unsecured Keep card and want flexible top ups to increase your spending power, this article will guide you through the process.
In this article:
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How increasing your deposit works
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How to request an increase
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What happens after your request
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Frequently asked questions
Before you get started
Your Keep secured card limit is always equal to the total amount you have deposited as security. You can increase your limit at any time by adding more to your secured deposit. Each additional deposit directly increases your card’s available limit.
How increasing your deposit works
When you request an increase, you choose how much you’d like to add to your secured deposit. The deposit will be completed through a pre-authorized debit (PAD) from the verified bank account you linked during your application.
Once processed, your total secured deposit will be updated in your Keep dashboard, and your card limit will match the new total.
Example: If you currently have a $1,000 secured deposit and request to add $500, your new card limit will become $1,500 once the new deposit is processed.
How to request an increase
To request an increase to your secured deposit:
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Contact Keep at payments@trykeep.com.
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Let us know the amount you would like to add to your secured deposit.
Our team will process your request and confirm once the deposit is scheduled.
What happens after your request
Once your request is confirmed:
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The deposit amount you selected will be debited from your linked bank account.
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Once processed, your secured deposit will be updated, and your new card limit will reflect the new total.
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Processing typically takes 3–4 business days, depending on your bank, after the payment has been taken.
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You’ll receive updates once the deposit is processed and your new limit is active.
Frequently asked questions
Can I increase my deposit at any time?
Yes. You can request an increase whenever you’d like.
How is my new limit calculated?
Your new card limit is equal to the total amount of your secured deposit after the new deposit is processed.
Do I need to close my card or reset my account to add more?
No. You can add to your secured deposit without making any changes to your card or account.
How long does it take for my new limit to appear?
Processing typically takes 3–4 business days. You’ll receive confirmation when your new limit is active.
Need more help?
If you have any questions about increasing your Keep secured card deposit, contact us at payments@trykeep.com. We’re happy to assist.