How to set spending limits on your Keep cards

Spending limits help you control how much can be spent on each Keep card. Whether you’re issuing cards for employees, contractors, or specific business expenses, you can set individual limits and update them anytime from your dashboard.

Your ability to issue cards depends on your Keep plan:

• Core: Up to 3 users
• Plus: Up to 10 users
• Max: Unlimited users

In this article

• Before you get started
• How to set a spending limit
• Frequently asked questions

Before you get started

Before updating a spending limit, make sure:

• You have Admin or Card Management permissions.
• The card has already been issued to a cardholder.
• The cardholder is within your plan’s user limit:
  • Core: Up to 3 users
  • Plus: Up to 10 users
  • Max: Unlimited users

If you haven’t created a card yet, see:

• How to order your Keep virtual card
• How to order your Keep physical card

How to set a spending limit

1. Go to Cards

   From your Keep dashboard, select Cards.

2. Select a card

   Choose the virtual or physical card you want to update.

3. Edit the spending limit

   Next to Limit, click the pencil icon.

4. Enter the new limit

   Specify the spending amount and choose how often the limit resets:

1. Daily
2. Weekly
3. Monthly

1. Save your changes

   Click Save to apply the new spending limit.

   The updated limit takes effect immediately.

Frequently asked questions

Can I change a spending limit later?

Yes. You can update a card’s spending limit at any time from the Cards page.

Can I set different limits for different team members?

Yes. Every card has its own spending limit, allowing you to customize limits based on each person’s role or budget.

What happens when a card reaches its spending limit?

Any transaction that would exceed the card’s available spending limit will be declined until the limit resets or you increase it.

Does every team member need their own card?

Yes. Each virtual or physical card is assigned to a single cardholder, making it easier to manage spending and track expenses.

How many cards can I issue?

Keep supports a large number of virtual cards for most businesses. If your account reaches a high volume (around 100 active virtual cards), our Compliance team may perform a brief review to confirm appropriate business use before additional cards are issued.

The number of users you can assign cards to depends on your plan:

• Core: Up to 3 users

• Plus: Up to 10 users

• Max: Unlimited users

Need more help?

Visit the Help Centre or contact support@trykeep.com if you need assistance managing card spending limits